I mean, maybe. But I don't think that's why
Always looking at the world through rose colored glasses , denounce your privilege , get a new PHOOONEE , and come to the progressive side of life . LOL
I mean, maybe. But I don't think that's why
Always looking at the world through rose colored glasses , denounce your privilege , get a new PHOOONEE , and come to the progressive side of life . LOL![]()
Try underwater welding - pays very well
It is definitely odd that when you pay extra on student loans, it defaults to paying your next payment(s) instead of going to principal. You can check a box so it does but it's weird that isn't the default for additional payments.
nothing odd about that at all, that way it maximizes their profits at your expense, I'd expect nothing less from a business in the business of making money.
Which is fine up until you specify what you want and they do what they want anyway at which time all bets are off.
I once had a mortgage I was trying to beat to death as soon as possible with overpayments. For whatever reason one month they applied my overpayment to 'future monthly payments (with interest) and escrowed funds' despite my clear directions to the contrary. I contacted them and requested they reverse that & honor my election to have the overpayment applied 100% to principal. They told me in so many words to go fuck myself.
I sued them pro se, forced them to reverse their fuck up (or intentional act), credit me for the extra interest charged, and pay me attorney's fees & costs. Funny how they didn't make that mistake again following that debacle.
Were you self representing?
Yes, Pro Se is self-representing, and my claim qualified for attorney's fees being one. It was actually kind of funny how the attorney on the other side was tripping all over her dick to resolve it when we met in court. My best guess is they figured I was just some blowhard screaming about suing them that wouldn't follow through because no lawyer would ever take such a small matter. That was a miscalculation.
I don't look for opportunities to force proper behavior in the personal life, I've got enough bullshit to deal with on the actual job, but when I'm given no choice I don't shy away from them either.
First off we all know by now most degrees are useless, so only only go if the degree you're seeking is absolutely necessary for the field you're targeting.
Second, mitigate mitigate mitigate these costs all you can. I know it sucks & it's not going to give the same experience but commute to community college the first two years & cash flow that, then finish at the university & if you can commute there better still. Borrow as little as humanly possible.
What day was that 1912
Seriously though I started in 84, worked my ass off every summer & saved & the most I could muster was covering my spending money for the year, I still had to borrow for tuition/room/board.
Depending on the field, a degree is required to even be considered for the job…that’s just how it is. We know a degree doesn’t 100% mean you are competent, and not all degrees are worth much in the work force.
Getting hard to find the "good news" in the last two and a half pages. I'm ready for another one of @Cheesy's "Eli" stories.![]()
The other is a retired engineer who had zero debt from U of A (graduated in ‘77). He just said he paid $248 for 18 units as an out of state student. He said the costs jumped to $650 for 18 units the next semester and they stayed that way until he graduated. He said he worked a labor job in the summer that paid for tuition and books. He said the books were usually about $5 to $10 but one book was super expensive at $27.
Housing was a bigger problem for me than the cost of tuition (between CC and the university). But it all adds up.
You aren’t wrong about students needing to be more responsible. But the money grab associated with leaching on students who are trying to better themselves is a cancer that goes far beyond idiots spending loan money on TVs and beer.
Getting hard to find the "good news" in the last two and a half pages. I'm ready for another one of @Cheesy's "Eli" stories.![]()
Good for you - fucking BANKS.I sued them pro se, forced them to reverse their fuck up (or intentional act), credit me for the extra interest charged, and pay me attorney's fees & costs. Funny how they didn't make that mistake again following that debacle.
Getting hard to find the "good news" in the last two and a half pages. I'm ready for another one of @Cheesy's "Eli" stories.![]()
I didn't go to college.![]()
College is just one pathway to follow. The key is to gain marketable skills that allow you to make a decent living and then leverage that money. For me college allowed me to get Federal and State licenses that lead to well paying jobs. Instead of living an expensive lifestyle I reinvested my money and was able to retire early. I played the long game, worked hard and now live a very comfortable life with many options.
Too many people want it all fast without putting in the effort that success requires.
Well, I was able to take advantage of those non-degree oriented requirements and substitute ROTC classes in orienteering, land navigation, survival, and rifle/pistol marksmanship. Those classes taught me skills that are 100% unrelated to my degree fieId, but I have applied throughout my life, and really came into use when Jeeping through the Arizona back country. FYI, I was not enrolled in the ROTC program, I just substituted the classes as required electives.Plus I was always pissed off about having to take a bunch of crap that has nothing whatsoever to do with the degree sought.
First summer fishing & they are with the grandparents
