I think I had the same issue with my front end. It had this tank track sound mostly in 4 wheel drive and under a load, I took the front drive shaft off, jacked the tires up and could still faintly heat it in the housing area. I did some inspections of my own and couldn’t find a problem, so I took it to a shop and had them tear into the axle. They checked everything. U joints, bearings, locker, gears and couldn’t find anything wrong. The Jeep has 90k miles on it as well and they said everything looked new. They mentioned that maybe a slightly heavier gear oil would take the noise away. They used 80w90 and so far I haven’t been able to duplicate the noise.
I don’t know if they changed something unknowingly when putting it back together or if the gear oil was the trick but I’d try changing the gear oil first and hopefully you can save 430 bucks unlike me lol