If you are in the Pittsburgh area, you could visit a shop I know that would give you a real answer. Personally, I think people on here are wildly over the top with this rust thing. You can stop rust from spreading, but you need to address it and keep up on it. Some around here use used motor oil and some use Fluid Film. Both are great for stopping rust. The nice thing about either of them they sink in and stop it. We are all guessing on here as we aren't there with you and really looking at it. Let me know if you are in Pittsburgh. I would patch it up and Fluid Film it like crazy. Mine is so coated it can't spread really. My frame is in great shape, but it is super low miles.
This is what a frame in the NE should look like at all times. No issues then.
This is what a frame in the NE should look like at all times. No issues then.
